# Pension Contribution, Tax & Take Home Calculator
I built this to help visualise the impact of pension contributions on the allocation of income, how much tax you can save, etc.
I’ve done my best to make this accurate, based on 2023/2024 UK Government Tax Rates, but I can’t promise exactitude, so please treat this as indicative only.
This is NOT financial advice, and you should seek independent financial advice before taking any decisions.
The tool is by no means feature complete. For example:
- The pension calculations are for salary-sacrifice pensions, and auto-enrolment pensions aren’t supported here
- There’s no Student Loan option
- Probably a thousand other things.
Tweet me if there's anything you think might be useful, and I will add it if I can.
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15 Apr 2026
A Little Humanity
13 Apr 2026
Hamlet - William Shakespeare
13 Apr 2026
The Rise and Fall of the Third Reich - William L. Shirer
13 Apr 2026
The Secret History - Donna Tartt
11 Apr 2026
A Year of Living Simply - Kate Humble
08 Apr 2026
40 Before 40
08 Apr 2026
Montaigne - Stefan Zweig
04 Apr 2026
William Shakespeare: A Very Short Introduction - Stanley Wells
19 Mar 2026
Unreasonable Hospitality - Will Guidara
15 Mar 2026
Hitler's Secret - Rory Clements
15 Mar 2026
Nemesis - Rory Clements
08 Mar 2026
HRV & Me: Taming a messy stressy mind
02 Mar 2026
Nucleus - Rory Clements
19 Feb 2026
Corpus - Rory Clements
08 Feb 2026
Resonance
16 Jan 2026
A Night to Remember: Sinking of the Titanic - Walter Lord
01 Jan 2026
Everything I've read in 2026 (so far)
15 Dec 2025
Someone from the Past (British Library Crime Classics) - Margot Bennett
01 Dec 2025
Death in Ambush (British Library Crime Classics) - Susan Gilruth
23 Nov 2025
A Cold Wind From Moscow - Rory Clements
10 Nov 2025
The Boleyn Traitor - Philippa Gregory
24 Oct 2025
Death Makes a Prophet (British Library Crime Classics) - John Bude
13 Oct 2025
The Cheltenham Square Murder (British Library Crime Classics) - John Bude
04 Oct 2025
Sussex Downs Murders (British Library Crime Classics) - John Bude
22 Sep 2025
The Lake District Murder (British Library Crime Classics) - John Bude
15 Sep 2025
The Mayor of Casterbridge - Thomas Hardy
10 Sep 2025
The Murder of Roger Ackroyd - Agatha Christie
30 Aug 2025
Marble Hall Murders - Anthony Horowitz
25 Jul 2025
Where Angels Fear to Tread -- EM Forster
10 Jul 2025
Steve Jobs -- Walter Isaacson
10 Jul 2025
The Fifth Risk -- Michael Lewis
10 Jul 2025
The Ride of a Lifetime -- Bob Iger
03 Jul 2025
James -- Percival Everett
01 Jul 2025
Great Expectations -- Charles Dickens
23 Jun 2025
Hillbilly Elegy -- JD Vance
10 Jun 2025
Principles
09 Jun 2025
Revenge of the Tipping Point -- Malcolm Gladwell
06 Jun 2025
The Grand Babylon Hotel -- Arnold Bennett
04 Jun 2025
The Seven Husbands of Evelyn Hugo -- Taylor Jenkins Reid
03 Jun 2025
Rebecca -- Daphne du Maurier
29 May 2025
A Promised Land - Barack Obama
29 May 2025
Less - Andrew Sean Greer
13 May 2025
Careless People - Sarah Wynn-Williams
07 May 2025
Looking Glass War - John Le Carre
04 May 2025
A Murder of Quality - John Le Carre
01 May 2025
London Marathon 2025: Training Retrospective
29 Apr 2025
The Human Factor - Graham Greene
28 Apr 2025
London Marathon 2025: Race Review
27 Apr 2025
Photos: London Marathon 2025
27 Apr 2025
Spectating the London Marathon 2025 [Sunday 27th April]
26 Apr 2025
London Marathon 2025: Week 16
23 Apr 2025
Call for the Dead - John Le Carre
21 Apr 2025
London Marathon 2025: Week 15
16 Apr 2025
The Manchurian Candidate - Richard Condon
13 Apr 2025
London Marathon 2025: Week 14
05 Apr 2025
London Marathon 2025: Week 13
30 Mar 2025
London Marathon 2025: Week 12
26 Mar 2025
Effortless - Greg Mckeown
23 Mar 2025
London Marathon 2025: Week 11
16 Mar 2025
London Marathon 2025: Week 10
09 Mar 2025
London Marathon 2025: Week 9
02 Mar 2025
London Marathon 2025: Week 8
22 Feb 2025
London Marathon 2025: Week 7
16 Feb 2025
London Marathon 2025: Week 6
16 Feb 2025
Problems & [Meta] Problem Solving
14 Feb 2025
Little Dribbling - Bill Bryson
10 Feb 2025
Bring Up the Bodies - Hilary Mantel
09 Feb 2025
London Marathon 2025: Week 5
09 Feb 2025
Three Zero
03 Feb 2025
The iPad mini has genuinely changed my life [no hyperbole]
02 Feb 2025
London Marathon 2025: Week 4
28 Jan 2025
Coming AI: Valuing Humans in a world where they have no economic value
28 Jan 2025
Value & Price
27 Jan 2025
The Vegetarian - Han Kang
27 Jan 2025
Wolf Hall - Hilary Mantel
26 Jan 2025
London Marathon 2025: Week 3
19 Jan 2025
Deriving my own proof for Unitary matrices
19 Jan 2025
London Marathon 2025: Week 2
17 Jan 2025
David Copperfield - Charles Dickens
12 Jan 2025
London Marathon 2025: Week 1
09 Jan 2025
NYC & DC '24
08 Jan 2025
Linear Algebra Playground
07 Jan 2025
Configuring an IKEA wireless light switch: Saving you the pain
07 Jan 2025
Goals & Goal-setting
06 Jan 2025
Digital Feeds
05 Jan 2025
London Marathon 2025: Training Begins
01 Jan 2025
Everything I've read in 2025